Challenging Lender Missteps in California Foreclosures: What You Need to Know
Homeowners in California can fight back when banks make mistakes during foreclosure by keeping proof of paperwork problems and wrong steps. Common issues include banks trying to foreclose while reviewing loan changes, failing to give proper warnings, and wrongly turning down payment plans. California laws, especially the Homeowner Bill of Rights, help protect homeowners from […]
Can You Stop a Co-Owner From Filing a Partition Action?
While you can’t legally block a co-owner from starting a partition action, since it’s their basic right as a property owner, you can take steps to make it less likely to happen. The best protection comes from having clear written agreements between owners, giving each other the first chance to buy if someone wants to […]
Can You Remove an Existing Easement From Your Property?
Getting rid of an easement takes legal steps and good reasons. You can try to remove it by going to court, working things out with the people who have the easement rights, or showing they’ve given up using it. You’ll need paperwork, talks with everyone involved, and usually a lawyer’s help. Whether you succeed depends […]
Can HOAs Change Architectural Guidelines After Approval?
HOAs can make changes to their building rules after giving previous approvals, but they must follow specific steps laid out in their rules and state laws. Any changes need the board’s vote, must be shared in writing with all homeowners, and must follow the right steps for making changes. If you already got approval for […]
Can HOAs Ban Short-Term Rentals? Understanding Your Rights
HOAs can legally stop or limit short-term rentals through their rules and community agreements. When these rules are set up correctly and applied fairly to everyone, courts usually side with the HOA. The association can set rules about how long people must rent for, check who the renters are, and charge fees if owners break […]
Newsletter: Recent Updates on California Foreclosure Laws
Dear Homeowners, As we enter 2024, several important changes have been made to California’s foreclosure laws that could impact you. Whether you’re currently facing foreclosure or looking to stay informed, it’s crucial to understand these recent developments. New Foreclosure Rules Focus on Protecting Homeowners California continues to be at the forefront of real estate law […]
Brentwood Real Estate Lawyer: Protecting Your Interests
When it comes to real estate, having a real estate lawyer can make a world of difference. From navigating complex legal issues to protecting your interests, a Brentwood real estate lawyer can provide invaluable guidance and support. In this blog, we will explore the services offered by Allison Cecchini Erggelet, Esq. of Ace California Law, […]
What Happens When Mortgage Servicers Fail to Assign a Single Point of Contact.
Section 2923.7 of California’s Homeowner Bill of Rights (HBOR) requires mortgage servicers to assign a single point of contact to borrowers in the foreclosure process. The stakes are particularly high when the property in question is one’s childhood home, a repository of memories and emotional significance. What occurs when mortgage servicers fail to adhere to […]
How to Access HOA Records: A Guide to California Civil Code § 5200
Homeowners who are part of a Homeowners Association (HOA) often find themselves seeking transparency and accountability from their board. Fortunately, California law has specific provisions empowering homeowners in this regard. In this article, we will focus on your right to access association records under California Civil Code § 5200, § 5205, and § 5210 of […]
Legal Considerations for Off-Market Real Estate Sales Without an Agent in California
Introduction The practice of buying or selling property directly between parties, without the involvement of a real estate agent, is not uncommon in California. While this approach can offer both the buyer and the seller potential savings on commission fees, it brings with it a set of legal considerations that both parties should be aware […]
